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The problem is in characterizing insurance coverage as a type of potential fee. An alternate—and doubtless more correct—view is that insurance is the sharing of risk, and that the acquisition of insurance coverage is payment for participation within the threat pool. In actual fact, with out the sharing of threat, the idea of insurance is meaningless. Whereas the underlying reality often is the similar, the sensible difference between the 2 views is that threat is current, common, and sure; fee for care isn’t essentially any of those.
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Deciding what to maintain from a … Read More...